Will this hurt my credit score?
No. We use a soft pull to pre-qualify you. There's no impact on your credit until you accept an offer and we run a hard check.
How fast can I actually get the money?
Most approved restaurants are funded within 24 hours of signing. We've wired same-day in some cases when bank statements are ready.
Do I need collateral?
No. This is unsecured working capital based on your revenue, not personal assets or equipment.
What if I've been turned down by a bank?
That's the most common story we hear. Our underwriting looks at sales trends and cash flow, not just your credit score.
How do payments work?
A small fixed amount is withdrawn daily or weekly from your business bank account until the advance is fully paid. No balloon, no surprises.
